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About Hometrust

Hometrust offers an extensive suite of exceptional loan programs to fit any homeowner’s needs. From conventional loans to FHA and VA, we can help you choose the product that is right for you. Our strength and flexibility equals that of loan brokers and mortgage banks, while our high volume of new and repeat business enables us to offer optimum pricing and rates among the lowest in the industry. We bring with us over two decades of growth and stability through market fluctuation, focusing always on the customer experience.

Our Goal

Behind the scenes, our mortgage consultants may handle hundreds of details over the time it takes to reach your closing date. Meanwhile, our in-house processing, underwriting, and closing departments remain one step ahead throughout the loan process, helping to avoid costly delays. It’s this dedication to providing excellent customer service and value that has made Hometrust Mortgage a top-tier correspondent lender in the mortgage industry for over two decades.

Our Advantages

  • Immediate telephone prequalification
  • Online application process
  • Extended rate locks available
  • In-house underwriting
  • In-house closing
  • Multilingual
  • Over two decades of honesty, stability, and exemplary customer service

Our Products

Conventional Loans

  • Conforming, Jumbo and Super Jumbo
  • 10-, 15-, 20- ,25- & 30-year fixed rate loans
  • Fixed term ARMs from 3 to 10 years
  • Interest Only feature on most Jumbo programs
  • Second lien financing
  • Loan amounts up to $2,000,000
  • Cash out loans available on primary, secondary and investment homes

VA & FHA Loans

  • 15- & 30-year fixed rate loans
  • 1-, 3- & 5-year ARMs

Construction Loans

  • Construction to permanent modification 

Contact Information

Corporate Address:
Hometrust Mortgage Company
5353 W. Alabama, Suite 500
Houston, Texas 77056

Corporate Phone: (713) 369-4000
NMLS: 149932

Equal Housing Opportunity

Hometrust Mortgage Company conducts business only in the following states:

Alabama Consumer Credit License  #21469 (Other Trade Names: Home Mortgage of America, Inc )
Colorado Mortgage Company Registration (Other Trade Names:None)
Florida Mortgage Lender Servicer License  #MLD791 (Other Trade Names: Home Mortgage of America, Inc )
Georgia Mortgage Lender License  #24278 (Other Trade Names: HT Mortgage Company)
Louisiana Residential Mortgage Lending License (Other Trade Names: Hometrust Mortgage Company of Louisiana )
Mississippi Mortgage Lender License  #149932 (Other Trade Names: Home Mortgage of America, Inc )
New Mexico Mortgage Loan Company License  #03476 (Other Trade Names: None)
Tennessee Mortgage License  #113075 (Other Trade Names: Home Mortgage of America, Inc )
Texas - SML Mortgage Banker Registration (Other Trade Names: None)

Some products may not be available in all states. This is not a commitment to lend. Restrictions apply. All rights reserved. No section of this Website may be framed (iFrame) within another website without the approval of Hometrust Mortgage Company.

Texas Complaint Recovery Disclaimer

HOMETRUST MORTGAGE COMPANY IS LICENSED UNDER THE LAWS OF THE STATE OF TEXAS AND BY STATE LAW IS SUBJECT TO REGULATORY OVERSIGHT BY THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING. ANY CONSUMER WISHING TO FILE A COMPLAINT AGAINST HOMETRUST MORTGAGE COMPANY SHOULD COMPLETE, SIGN, AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE DOWNLOADED AND PRINTED FROM THE DEPARTMENT’S WEB SITE LOCATED AT WWW.SML.TEXAS.GOV OR OBTAINED FROM THE DEPARTMENT UPON REQUEST BY MAIL AT THE ADDRESS ABOVE, BY TELEPHONE AT ITS TOLL-FREE CONSUMER HOTLINE AT 1-877-276-5550, BY FAX AT (512) 475-1360, OR BY E-MAIL AT SMLINFO@SML.TEXAS.GOV.

THE DEPARTMENT MAINTAINS THE MORTGAGE BROKER RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN TYPES OF JUDGMENTS AGAINST A MORTGAGE BROKER OR LOAN OFFICER. NOT ALL CLAIMS ARE COMPENSABLE AND A COURT MUST ORDER THE PAYMENT OF A CLAIM FROM THE RECOVERY FUND BEFORE THE DEPARTMENT MAY PAY A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT SUBCHAPTER F OF THE MORTGAGE BROKER LICENSE ACT ON THE DEPARTMENT’S WEB SITE REFERENCED ABOVE.

State of Texas Complaint Web Ste - http://www.sml.texas.gov/ConsumerInformation/tdsml_consumer_complaints.html

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Holly Whitney, Sr. Loan Officer NMLS #457611
Hometrust Mortgage Company
5353 W Alabama, Suite 500, Houston, TX  77056
Direct:  (713) 369-6506
Fax:  (888) 600-9443
hwhitney@hometrust.com
Copyright © 2017 Hometrust Mortgage Company, NMLS# 149932
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